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Let’s explore what’s right for you — and your lifestyle
If you’re thinking about making a move in your retirement years, you might be asking yourself: “Should I buy a new home, or would leasing (renting) make more sense?”

It’s a great question — and one I hear often from both older adults and their families. The truth is, there’s no universal right answer. The best choice is the one that supports your needs, your finances, and your peace of mind.

Let’s walk through the pros and cons of each, so you can make a confident, informed decision.

Buying in Retirement: Familiar and Long-Term
Owning a home comes with comfort and pride — and for many, it’s the natural next step after selling the family home. Whether it’s a condo, a bungalow, or a smaller townhome, owning your space can offer:

Stability
You’re not subject to rental increases or landlord decisions. Your home is yours to decorate, renovate, and live in as you choose.

Equity
Buying a home is an investment. If you downsize from a larger property, you might even free up equity while still owning an asset.

Legacy
For some, owning a home feels like leaving something tangible for loved ones in the future.

That said, homeownership also comes with responsibilities — property taxes, condo fees, maintenance, repairs. If something breaks, it’s on you to fix (or arrange help).

Questions to ask yourself:

• • Am I physically able or financially prepared to maintain a home?
  • Will I feel more secure knowing the space is mine?
  • Is my income stable enough to cover long-term ownership costs?

Leasing in Retirement: Flexible and Maintenance-Free
Renting — whether it’s an apartment, condo, or suite in a retirement residence — is becoming more common for older adults who want to simplify their lives.

Less responsibility
No yard work. No snow shoveling. No roof to replace. For many, this kind of freedom is priceless.

Flexibility
If you’re not sure where you want to be long-term, or you’d like to “try out” retirement living, leasing gives you options.

Predictable expenses
You often pay one monthly amount that covers many of your costs, especially in retirement residences.

But keep in mind: you don’t build equity when you lease, and over time, monthly rent can add up. In tight rental markets, finding the right place can also take time and planning.

Questions to ask yourself:

• • Do I want to simplify my life, even if it means letting go of ownership?
  • Am I comfortable with the idea of renting long-term?
  • Does leasing give me more peace of mind — or more worry?

It’s About More Than Just Dollars and Cents
This isn’t just a financial decision — it’s a lifestyle one.
It’s about how you want to live, what feels manageable, and what gives you joy in this next chapter.

I’ve helped seniors:

• • Downsize and buy a smaller condo near the grandkids
  • Lease in vibrant retirement communities where they found friendship and support
  • Sell their family home and rent for a few years before deciding what’s next

And here’s what I’ve learned: the best decision is the one that aligns with your life today, not the one that worked 20 years ago.

You Don’t Have to Decide Alone
As a REALTOR® and Seniors Real Estate Specialist (SRES®), I work closely with older adults and their families to explore both options — carefully and respectfully.

We’ll talk through:

• • What your budget allows
  • What your health, mobility, or support needs may look like over time
  • What lifestyle makes the most sense for you

No pressure. No rush. Just honest conversations with someone who understands the bigger picture.

Let’s Explore What’s Right for You
Whether you’re leaning toward buying, thinking of renting, or still feeling unsure, I’m here to help. Together, we can map out a path that gives you clarity, control, and confidence. Give me a call when you’re ready to chat.