[ Buying your Home ]

My 7 Steps to Your New Home

1. Let’s meet and create a wishlist

Once you’re ready to take the first step to your new home, we will meet for an informative buyer consultation so I can better understand your wants and needs!

2. Pre-qualification

It’s time to determine your buying power! I have mortgage partners I can introduce you to and from there they will work with you to find the best financing options. Be prepared to present W2’s, tax returns and pay stubs. The lender will then assess and tell you what your buying power is in order to purchase a home.

3. It’s time to shop

Looking at homes is the fun part! I will set you up on a listing alert based on the criteria we’ve discussed. Once you identify homes you’d like to see, we will schedule showings and attend open houses together!

4. Found a winner?

Time to make an offer. You found “the one” and now we will present a written offer to the seller. This also comes with negotiations. The seller could come back with a counter offer and from there we negotiate to find common ground. It’s important to understand that although we hope to get your offer accepted, the seller can also reject an offer. Whatever the case may be, we will work together!

5. Offer accepted and open escrow

Once your offer is accepted we have opened escrow! Escrow is a third party who helps facilitate the transaction and makes sure it goes smoothly.

6. Inspections, appraisal and loan

The appraisal is a valuation of the property by a third party (usually needed by the bank) to determine market value. The inspection will show that the home is functioning properly and determine if there are any major issues. During this time you and your lender will also be working to get your loan funded.

7. Close and celebrate!

All of the above has gone smoothly and you have closed on your new home! It’s time to get your keys and after that... we celebrate of course!